Bank Rates
Earn more interest and make your money work harder with unbeatable rates on savings accounts, money markets, and more—all globally accessible and federally insured.
View All RatesMoney Market
Account Type
To see the full table, scroll horizontally.
Balance
Rate
APY1
$25,000+
0.0295
0.0300
$0 - $24,999.99
0.0000
0.0000
View Disclosures
Annual Percentage Yield (APY) is 3.00%. The Premium Money Market APY and Dividend Rate are in effect as of 11/14/2024 This offer may be discontinued by the Credit Union at any time. The minimum deposit to open a Premium Money Market Account is $500 and there is a minimum daily balance of $25,000 to earn the stated APY. If the balance in the Premium Money Market Account falls below $25,000 for any day during the month, no interest will be paid for that dividend period. The daily balance is the balance of your Account at the end of the day. Fees may reduce earnings. New money only. Federally insured by the NCUA.
To see the full set of data, scroll horizontally.
Balance
Rate
APY1
$200,000 +
0.0109
0.0110
$100,000 - $199,999.99
0.0100
0.0100
$75,000 - $99,999.99
0.0075
0.0075
$50,000 - $74,999.99
0.0055
0.0055
$25,000 - $49,999.99
0.0035
0.0035
Up to $24,999
0.0035
0.0035
View Disclosures
The Money Market APY and Dividend Rate are in effect as of 11/01/2022 Minimum average daily balance to earn APY: $500. The daily balance is the balance of your Account at the end of the day. Fees may reduce earnings. Federally insured by the NCUA.
To see the full set of data, scroll horizontally.
Balance
Rate
APY1
$200,000 +
0.0368
0.0375
$0 - $199,999.99
0.0000
0.0000
View Disclosures
Annual Percentage Yield (APY) is 3.75%. The Business High-Yield Money Market APY and Dividend Rate are in effect as of 11/14/2024 This offer may be discontinued by the Credit Union at any time. The minimum deposit to open a High-Yield Money Market Account is $500.00 and there is a minimum daily balance of $200,000.00 to earn the stated APY. If the balance in the High-Yield Money Market Account falls below $200,000.00 for any day during the month, no interest will be paid for that dividend period. The daily balance is the balance of your Account at the end of the day. Fees may reduce earnings. New money only. Federally insured by the NCUA.
Business Money Market
Account Type
To see the full table, scroll horizontally.
Balance
Rate
APY1
$25,000+
0.0296
0.0300
$0 - $24,999.99
0.0000
0.0000
View Disclosures
Annual Percentage Yield (APY) is 3.00%. The Business Money Market APY and Dividend Rate are in effect as of 11/14/2024 This offer may be discontinued by the Credit Union at any time. The minimum deposit to open a Premium Money Market Account is $500 and there is a minimum daily balance of $25,000 to earn the stated APY. If the balance in the Premium Money Market Account falls below $25,000 for any day during the month, no interest will be paid for that dividend period. The daily balance is the balance of your Account at the end of the day. Fees may reduce earnings. New money only. Federally insured by the NCUA.
To see the full set of data, scroll horizontally.
Balance
Rate
APY1
$200,000 +
0.0368
0.0375
$0 - $199,999.99
0.0000
0.0000
View Disclosures
Annual Percentage Yield (APY) is 3.75%. The Business High-Yield Money Market APY and Dividend Rate are in effect as of 11/14/2024 This offer may be discontinued by the Credit Union at any time. The minimum deposit to open a High-Yield Money Market Account is $500.00 and there is a minimum daily balance of $200,000.00 to earn the stated APY. If the balance in the High-Yield Money Market Account falls below $200,000.00 for any day during the month, no interest will be paid for that dividend period. The daily balance is the balance of your Account at the end of the day. Fees may reduce earnings. New money only. Federally insured by the NCUA.
Savings Account
Rate
APY1
0.0010
0.0010
View Disclosures
Annual Percentage Yield (APY). The APY and dividend rates are effective as of 04/29/2023 and may change at any time without notice.
Connect
Contact us
Direct Federal Credit Union is here for you, on your schedule.
Chat
Live Chat available Monday-Friday 8am-5pm.