Commercial Real Estate & Investment Properties

When you’re investing in real estate, there’s no substitute for a reliable financing partner who knows the local market. Make more informed decisions and maximize your returns with a knowledgeable team offering remarkable service, flexible terms, and highly competitive rates.
Featured

5+ Unit Residential and CRE Investment Properties

  • No Prepayment Fees or Early Termination Fees
  • Loan amounts up to $4,000,000
  • Interest Rates: Fixed for 5 or 7 Years
Multi-level buildings in a city.

Connect with us.

Our local commercial team is here to help.

Invest More Confidently and Collaboratively

  • Flexible Terms: We understand that every real estate venture is unique, so we provide flexible lending solutions tailored to your specific project, needs, and goals.
  • Leading Rates: Lower your costs and enhance your investment returns with some of the most competitive rates in the market.
  • Dedicated Team: From application to closing and beyond, our knowledgeable team is committed to providing expert advice and personalized support every step of the way.
  • Local Service: Enjoy a more responsive and collaborative relationship with a local institution offering deeper community knowledge and faster, on-site decision-making.
Explore Offerings

Commercial Real Estate & Investment Properties

Icon of a house and a multi-unit building
Investment Properties

1–4 Family Residential

  • No Prepayment or Early Termination Fees
  • Loan amounts up to $4,000,000
  • Interest Rates: Fixed for 5, 7 or 15 Years
Icon of a house and a multi-unit building
Investment Properties

5+ Unit Residential and CRE Investment Properties

  • No Prepayment Fees or Early Termination Fees
  • Loan amounts up to $4,000,000
  • Interest Rates: Fixed for 5 or 7 Years
Icon of a house and a multi-unit building
Construction

Construction and Development

  • Property Types: Single-Family, Multi-Unit (condor or apartment) Developments, CRE Investment Properties
  • Loan amounts up to $4,000,000
  • Loan Terms: 1-2 Years
Icon of a house and a multi-unit building
Commercial Real Estate

Owner-Occupied

  • No Prepayment or Early Termination Fees
  • Loan amounts up to $4,000,000
  • Interest Rates: Fixed for 5 or 7 Years

Greg Ryan

Senior Vice President, Commercial Lending
Ph: 781.433.2900 x275
Headshot of Greg Ryan
Feedback

What Our
Members Say

Get an idea of what it is like to bank with us.
“I recently refinanced 3 commercial properties with Direct Federal Credit Union. To say the experience with Greg Ryan and his staff was excellent would be an understatement. Not only did I get a competitive rate, but the process was outlined clearly from the beginning. There were no crazy legal fees, title insurance, documentation fees, or big surprises. I have done quite a few mortgages both with large banks as well as smaller credit unions. I would rate the experience with Direct Federal Credit Union the smoothest by far, and I would not only use them again, I would highly recommend them to others as well.”
Joe Radley
“I was thoroughly impressed with the attention to detail and timely execution Greg Ryan at Direct Federal displayed during my loan closing process. I truly appreciated Greg’s close communication with me throughout working with one another. Between the competitive rates & terms as well as the elite customer service, working with Greg & his team made for a seamless experience and I would highly recommend Direct Federal for any of your banking needs.”
Rudy Nadilo
“I would highly recommend Greg Ryan, and Direct Federal Credit Union. I have owned investment real estate for over 50 years, and have never had an easier and smoother loan process than with Greg Ryan. I refinanced a 40 unit apartment building. Greg was there at all times to answer questions and to facilitate the process. The time from loan application to approval was amazingly quick. Greg, and Direct Federal would definitely be my first contact for any future loans.”
Roger Beckert
Person standing at a table in front of a business team
empowering your Business

Direct@Work

Direct@Work is a business banking program designed to enhance the financial wellbeing of both employers and employees. Click below to explore the many benefits of enrolling your business.
Learn More about Direct@Work
products

You may also be interested in...

Business solutions designed for your busy life.

Icon of a cash register

Business Banking

Support your business growth with our robust suite of Business Banking products and services. We're here to help your business thrive.
View Business Banking
Icon of a commercial truck

Business Loans

Flexible financing to fuel your growth! Take advantage of remarkable rates on business credit cards, auto loans, working capital, and more.
View Business Loans

Related Resources

View Resource Library
No items found.
Get in the know

Frequently Asked Questions

Use the search bar below to sort through our library of FAQs to learn more about a specific product, service, or process.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Do you offer SBA loans?

Yes, we offer SBA loans!

‍
Request more information >

Terminology

Not-for-Profit

Direct Federal is a not-for-profit, meaning that earnings are invested right back into the credit union. And that means Direct Federal can offer lower loan rates and higher deposit rates that you simply won't see anywhere else.

Connect

Contact Us

We’re here for you on your schedule.

Message

Login to Online Banking and send us a secure message 24/7 through the Message Center.
Online Banking Message Center

Chat

Live Chat available Monday-Friday 8am-5pm.

Phone

Call Center available Monday-Friday 8am-5pm and Saturday 8am-1pm.
888.2DIRECT

Branch

Branch available Monday-Friday 8am-4pm and Saturday 8am-1pm.
50 Cabot St. Needham, MA 02494